Home Tips How to Apply for a Regular PNB Savings Account

How to Apply for a Regular PNB Savings Account

Opening a savings account has more merits than simply just getting a safe place to keep your money. Currently, many individuals use their ATM or debit cards for doing transactions such as paying their bills, shopping, booking flights and hotel reservations, among others.

With the reliable service of PNB, one of the biggest and longest-standing banks in the country, getting an ATM savings account has been made easier and more convenient more than ever. If you’re planning to open your own PNB savings account, here’s how:


Image Credit: PNB FB Page

Applying for a PNB Savings Account

When you open a savings account with PNB, you get to enjoy the following perks and services:

  • Low initial deposit and maintaining balance of Php 3,000.
  • The minimum monthly average daily balance (ADB) to earn interest is Php 10,000.
  • A 0.10% annual interest rate
  • Access your funds through PNB’s extensive network of ATMs
  • Perform transactions online, via phone, or mobile banking; thru local ATM networks; and purchase products and goods thru BancNet partner merchants all over the country.


  • Any two (2) of the following valid IDs with photograph:
    • Driver’s license
    • Passport
    • Voter’s ID
    • Postal ID
    • TIN ID
    • OWWA ID
    • GSIS / SSS ID
    • HDMF Pag-Ibig ID
    • Government Office and GOCC ID (e.g. AFP ID), etc.
    • Police / NBI Clearance
    • Senior Citizen’s ID
  • Two (2) copies of your recent 1 x 1 photograph
  • Tax Identification Number (TIN)
  • The required initial deposit of Php 3,000 for an ATM account

Note: A Php 10,000 initial deposit is required for a passbook account.


  1. Go to the nearest PNB branch in your area and directly proceed to the New Accounts desk.
  2. Advise the bank officer that you would like to apply for a new savings account. The bank officer will provide you an application packet with forms that you need to fill out.
  3. Once you are done filling out your application forms, submit them with the required documents including your initial deposit of Php 3,000 for opening an ATM Savings Account.
  4. Once your application has been reviewed and processed, you will be issued a deposit slip which you will need to collect your ATM card and bank account details on the given date by the bank officer. ATM card collection is usually 3-5 banking days or upon notice.